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Investor education articles

• What to do (and not do) when the market crashes Behaviour · 6 min read
• How to verify a SEBI Registered Investment Adviser before you pay Choosing an adviser · 5 min read
• Organising your estate: the document map and your digital assets Estate planning · 6 min read
• Fee-only vs commission: how your adviser is paid shapes the advice Choosing an adviser · 6 min read
• What SEBI's RIA rules actually give you as a client Choosing an adviser · 6 min read
• Risk profiling: capacity, tolerance, and the number that drives your plan Choosing an adviser · 6 min read
• Reading a mutual fund factsheet: what actually matters Mutual funds · 5 min read
• Nominations, joint holding and what happens to your money after you Estate planning · 6 min read
• Living off your corpus: the SWP approach to retirement income Retirement · 6 min read
• Financial planning for a special-needs dependent Estate planning · 7 min read
• How much do you need to retire? The 4% rule, adjusted for India Retirement · 11 min read
• Private family trusts in India: when they're worth it (and when they're not) Estate planning · 8 min read
• NPS in depth: tiers, choices, taxes and the annuity catch Retirement · 12 min read
• EPF and VPF: the retirement base most salaried Indians ignore Retirement · 6 min read
• Dying without a will: how intestate succession works in India Estate planning · 7 min read
• Tax-loss harvesting: using the rules to trim your tax bill Tax · 5 min read
• Old vs new tax regime: how to actually decide (with worked examples) Tax · 10 min read
• ELSS, PPF or NPS? Tax-saving under 80C — and why the new regime changes the question Tax · 7 min read
• Capital gains tax on your investments: the Budget 2024 reset Tax · 9 min read
• How mutual funds are taxed in India (after the 2024 changes) Tax · 6 min read
• Writing a will in India: what makes it valid, and why everyone needs one Estate planning · 8 min read
• Rebalancing: when to do it, and the tax-smart way Investing · 5 min read
• Debt mutual funds: the types, and the two risks to understand Mutual funds · 9 min read
• The behavioural biases that quietly wreck portfolios Behaviour · 6 min read
• The cost of timing the market: why missing a few days hurts so much Behaviour · 5 min read
• Three SIP myths that cost investors real money Behaviour · 5 min read
• Lump sum, SIP or STP: how to actually deploy your money Investing · 5 min read
• A goals-first blueprint for your first ₹10 lakh Investing · 7 min read
• Goal-based investing: matching money to what it's actually for Investing · 6 min read
• Asset allocation beats stock picking — and the evidence isn't close Investing · 10 min read
• ETF or index fund? Both track an index — here's the real difference Mutual funds · 5 min read
• Index funds vs active funds: what the Indian data actually shows Investing · 9 min read
• Large-cap, mid-cap, small-cap, flexi-cap: SEBI's fund labels decoded Mutual funds · 6 min read
• Expense ratio, exit load and TER: the costs quietly eating your returns Mutual funds · 5 min read
• Direct vs regular mutual funds: what that 1% really costs you Mutual funds · 6 min read
• Why insurance and investment should never share a policy Insurance · 5 min read
• Health insurance in India: the features that actually matter Insurance · 10 min read
• Term insurance: how much cover, and why nothing else comes close Insurance · 9 min read
• Good debt, bad debt, and whether to prepay your home loan Foundations · 6 min read
• Your emergency fund: how much, and where to actually keep it Foundations · 5 min read
• The savings rate: the one number that matters most Foundations · 5 min read