Model how disciplined investing can compound over time. Switch between an SIP growth projection and side-by-side return scenarios. These are planning aids, not predictions.
For illustration only. The return figures you enter are assumptions, not forecasts — actual returns vary and are not guaranteed. Investments in securities and mutual funds are subject to market risks. Nothing here constitutes investment advice or a promise of returns.
SIP Calculator
What your monthly SIP could grow to.
Add an optional annual step-up and a partial withdrawal to model a more realistic plan.
Estimated value at maturity
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Total invested
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Total withdrawn
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Wealth gain
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Assumes monthly investing and monthly compounding at the rate you entered. Step-up applies once a year.
Lumpsum Calculator
What a one-time investment could grow to.
See how a single upfront investment compounds over time at your assumed rate of return.
Estimated value at maturity
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Amount invested
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Wealth gain
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Assumes monthly compounding at the rate you entered. A one-time investment with no further contributions.
Goal Planner
How much to invest for a goal.
Set a target and a timeframe to find the monthly SIP it takes, optionally adjusted for inflation and money you've already saved.
Monthly SIP required
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Goal in today's money
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Goal after inflation
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You'll invest in total
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Assumes monthly investing with monthly compounding. Inflation grows the goal's future cost.
Retirement & SWP
Build a corpus, then draw an income.
Grow a retirement corpus with a monthly SIP, then see how long it can fund a monthly withdrawal (SWP) once you retire.
Corpus at retirement
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Monthly income drawn
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That income lasts
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Accumulation uses monthly compounding. In retirement, the corpus earns the post-retirement rate while you withdraw monthly. The withdrawal is constant (not inflation-indexed).
Return Calculator
The same plan under different return assumptions.
Combine a lumpsum and an SIP, then compare conservative, moderate, and aggressive outcomes side by side.
Projected maturity value
Scenario
Return
Maturity value
Conservative
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Moderate
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Aggressive
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Total invested
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Total withdrawn
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The lumpsum is invested at the start; the SIP is added monthly. All amounts compound monthly at each scenario's rate.
Numbers are a start. A plan is the rest.
A calculator can't profile your risk, your goals, or your taxes. Let's turn these projections into a written, personalised plan.