/* ============================================================
     DESIGN TOKENS
     ============================================================ */
  :root{
    /* ── Navy ink ramp — one cohesive temperature threaded through text,
         surfaces, borders and shadows (the discipline that reads "premium"). ── */
    --ink:#0f2150;          /* deep navy — primary text & dark surfaces */
    --ink-2:#24386e;        /* muted navy */
    --pine:#15265c;         /* dark surface */
    --pine-2:#1f3678;       /* dark surface, lighter */
    --paper:#f4f6fb;        /* page background, cool off-white */
    --bone:#ffffff;         /* cards on light */
    --bone-2:#f8fafc;       /* subtle card */

    /* ── Green — the quiet accent thread (deeper/forest, not neon). Two-tone:
         --brass = functional green on LIGHT (AA on white); --brass-soft on DARK. ── */
    --brass:#15683c;        /* accent on light — deep forest green */
    --brass-soft:#56b884;   /* accent on dark */
    --accent-light:#e9f1ec; /* faint green tint */
    --royal:#1d63b8;        /* kept for logo art only — not used in UI */
    --warn:#b9572e;         /* caution — clay (don'ts / errors) */

    --sage:#9aa9cc;         /* muted text on dark, navy-tinted */
    --text:#13203f;         /* body text on light */
    --muted:#4c597a;        /* secondary text on light */
    --muted-2:#7c88a6;      /* tertiary */

    /* ── Hairlines — navy-tinted, both translucent and solid ── */
    --line:rgba(15,33,80,.10);
    --line-2:rgba(15,33,80,.18);
    --line-dark:rgba(255,255,255,.12);
    --border:#e3e6ef;
    --border-2:#ccd3e4;
    --paper-dark-text:#e7ecf6;

    /* ── Deck-style wash — deep navy gradient for feature tiles & dark sections ── */
    --navy-wash:linear-gradient(145deg,#0b1838 0%,#13265e 48%,#1d3676 82%,#264388 100%);

    /* ── Elevation — always navy-tinted, never neutral grey ── */
    --shadow-sm:0 1px 2px rgba(15,33,80,.06);
    --shadow:0 14px 40px -18px rgba(15,33,80,.30);
    --elev-1:0 1px 2px rgba(15,33,80,.05),0 6px 16px -6px rgba(15,33,80,.10);
    --elev-2:0 2px 4px rgba(15,33,80,.06),0 22px 48px -20px rgba(15,33,80,.24);

    /* ── Motion — exponential ease-out, no bounce ── */
    --ease:cubic-bezier(.22,1,.36,1);
    --dur:320ms;

    /* subtle film-grain texture (replaces grid backgrounds) */
    --grain:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='200' height='200'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.82' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");

    --r:6px;
    --r-sm:5px;
    --maxw:1180px;

    /* ── Fluid vertical rhythm — sections breathe more on wide viewports,
         and vary (lg / base / tight) so the page reads in distinct movements ── */
    --section:clamp(78px,9.5vw,134px);
    --section-lg:clamp(104px,13vw,178px);
    --section-tight:clamp(54px,7vw,88px);

    /* ── Very light tonal washes — a soft directional bloom plus a faint top
         fade. Enough to add depth and separate one light section from the next,
         never enough to read as a coloured panel. ── */
    --wash-green:
      radial-gradient(920px 440px at 16% 0%,rgba(21,104,60,.07),transparent 62%),
      linear-gradient(180deg,rgba(21,104,60,.035),transparent 30%);
    --wash-navy:
      radial-gradient(920px 440px at 84% 0%,rgba(29,99,184,.06),transparent 62%),
      linear-gradient(180deg,rgba(15,33,80,.03),transparent 32%);
    --display:"Fraunces", Georgia, "Times New Roman", serif;
    --body:"Libre Franklin", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
    /* labels/data reuse the body sans (tracked) — no monospace anywhere */
    --mono:var(--body);
  }

  /* ============================================================
     RESET / BASE
     ============================================================ */
  *,*::before,*::after{box-sizing:border-box;}
  html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%;}
  body{
    margin:0;color:var(--text);
    /* faint, fixed tonal field — a quiet aurora behind the whole page so
       light sections feel immersive rather than flat-white */
    background:
      radial-gradient(1100px 760px at 14% -6%,rgba(21,104,60,.05),transparent 58%),
      radial-gradient(1000px 720px at 100% 6%,rgba(29,99,184,.045),transparent 56%),
      var(--paper);
    background-attachment:fixed;
    font-family:var(--body);font-weight:400;line-height:1.62;
    font-size:17px;-webkit-font-smoothing:antialiased;letter-spacing:0;
    font-optical-sizing:auto;
  }
  img{max-width:100%;display:block;}
  a{color:inherit;text-decoration:none;}
  button{font-family:inherit;cursor:pointer;}
  h1,h2,h3,h4{font-family:var(--display);font-weight:500;line-height:1.1;margin:0;letter-spacing:-.005em;font-optical-sizing:auto;text-wrap:balance;}
  p{margin:0 0 1rem;text-wrap:pretty;}
  ::selection{background:var(--accent-light);color:var(--brass);}

  /* ============================================================
     CRAFT LAYER — discovered details + a calm elevation/motion system
     ============================================================ */
  /* faint architectural grid — implies structure & clarity (no stock imagery) */
  .bg-grid{
    background-image:
      linear-gradient(to right,rgba(15,33,80,.045) 1px,transparent 1px),
      linear-gradient(to bottom,rgba(15,33,80,.045) 1px,transparent 1px);
    background-size:46px 46px;
  }
  .bg-grid.on-dark{
    background-image:
      linear-gradient(to right,rgba(255,255,255,.05) 1px,transparent 1px),
      linear-gradient(to bottom,rgba(255,255,255,.05) 1px,transparent 1px);
  }
  /* decorative corner bracket — a framing detail you discover, not decoration */
  .corner{position:absolute;width:15px;height:15px;pointer-events:none;}
  .corner::before,.corner::after{content:"";position:absolute;background:var(--brass);}
  .corner::before{top:0;left:0;width:100%;height:1.5px;}
  .corner::after{top:0;left:0;width:1.5px;height:100%;}
  .corner.tr{top:0;right:0;transform:rotate(90deg);}
  .corner.br{bottom:0;right:0;transform:rotate(180deg);}
  .corner.bl{bottom:0;left:0;transform:rotate(270deg);}
  .on-dark .corner::before,.on-dark .corner::after{background:var(--brass-soft);}
  /* thin accent ribbon at the top edge of a dark section */
  .accent-rule{height:2px;width:100%;background:var(--brass-soft);}
  /* quiet, deliberate hover lift — one shared primitive, no bounce */
  .lift{transition:transform var(--dur) var(--ease),box-shadow var(--dur) var(--ease),border-color var(--dur) var(--ease);}
  .lift:hover{transform:translateY(-4px);box-shadow:var(--elev-2);}

  /* branded scrollbar — a discovered detail */
  @supports selector(::-webkit-scrollbar){
    ::-webkit-scrollbar{width:11px;height:11px;}
    ::-webkit-scrollbar-track{background:var(--paper);}
    ::-webkit-scrollbar-thumb{background:var(--border-2);border:3px solid var(--paper);border-radius:99px;}
    ::-webkit-scrollbar-thumb:hover{background:var(--muted-2);}
  }
  html{scrollbar-color:var(--border-2) var(--paper);}

  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
  .eyebrow{
    font-family:var(--mono);font-size:.72rem;font-weight:500;letter-spacing:.22em;
    text-transform:uppercase;color:var(--brass);margin:0 0 1.1rem;display:flex;
    align-items:center;gap:.7rem;
  }
  .eyebrow::before{content:"";width:26px;height:1px;background:var(--brass);display:inline-block;}
  .eyebrow.center{justify-content:center;}
  .eyebrow.on-dark{color:var(--brass-soft);}
  .eyebrow.on-dark::before{background:var(--brass-soft);}

  .lead{font-size:1.18rem;color:var(--muted);max-width:62ch;line-height:1.55;}
  .section{padding:var(--section) 0;position:relative;}
  .section--lg{padding:var(--section-lg) 0;}
  .section--tight{padding:var(--section-tight) 0;}
  /* faint tonal washes — set behind a light section to give it depth and to
     separate it from the neighbouring light section without a hard rule */
  .section--wash-green{background:var(--wash-green);}
  .section--wash-navy{background:var(--wash-navy);}
  /* hairline seam — a single brand-tinted rule where two light sections meet */
  .section--seam{border-top:1px solid var(--line);}
  .section-head{max-width:60ch;margin-bottom:clamp(40px,5vw,58px);}
  .section-head h2{font-size:clamp(2rem,4.2vw,3rem);}
  .section-head.center{margin-left:auto;margin-right:auto;text-align:center;}

  /* ============================================================
     BUTTONS
     ============================================================ */
  .btn{
    position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
    font-family:var(--body);font-weight:600;font-size:.78rem;letter-spacing:.09em;text-transform:uppercase;
    padding:1.05em 1.8em;border-radius:var(--r);border:1px solid transparent;overflow:hidden;line-height:1;white-space:nowrap;
    transition:background var(--dur) var(--ease),color var(--dur) var(--ease),border-color var(--dur) var(--ease),box-shadow var(--dur) var(--ease);
  }
  .btn .arr{transition:transform var(--dur) var(--ease);}
  .btn:hover .arr{transform:translateX(3px);}
  /* primary — solid ink with a thin green strip resting at the base */
  .btn-primary{background:var(--ink);color:#fff;border-color:var(--ink);}
  .btn-primary::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:100%;background:var(--brass-soft);opacity:.92;transition:height var(--dur) var(--ease);}
  .btn-primary:hover{background:var(--ink-2);border-color:var(--ink-2);box-shadow:var(--elev-2);}
  .btn-primary:hover::after{height:3px;}
  /* secondary — hairline with a green underline that wipes in */
  .btn-ghost{background:transparent;color:var(--ink);border-color:var(--border-2);}
  .btn-ghost::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--brass);transition:width var(--dur) var(--ease);}
  .btn-ghost:hover{border-color:var(--ink);}
  .btn-ghost:hover::after{width:100%;}
  .btn-ghost.on-dark{color:#fff;border-color:var(--line-dark);}
  .btn-ghost.on-dark::after{background:var(--brass-soft);}
  .btn-ghost.on-dark:hover{border-color:rgba(255,255,255,.45);background:rgba(255,255,255,.04);}

  /* ============================================================
     HEADER
     ============================================================ */
  .site-header{
  position:sticky;top:0;z-index:60;background:rgba(245,247,251,.85);
  -webkit-backdrop-filter:saturate(140%) blur(14px);
  backdrop-filter:saturate(140%) blur(14px);border-bottom:1px solid transparent;
  transition:border-color .25s ease,box-shadow .25s ease,background .25s;
  }
  .site-header.scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px -18px rgba(15,33,80,.4);}
  .nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px;}
  .brand{display:flex;align-items:center;gap:.62rem;font-family:var(--display);font-size:1.28rem;letter-spacing:-.01em;color:var(--ink);font-weight:500;}
  /* logo mark — a crisp rounded-square tile so the emblem reads on both the
     light header and the dark navy footer; the emblem fills it, centred */
  .brand .mark{
    width:40px;height:40px;flex:0 0 auto;border-radius:9px;background:#fff;
    object-fit:contain;padding:2px;box-shadow:0 1px 3px rgba(15,33,80,.16),0 0 0 1px rgba(15,33,80,.06);
  }
  .brand small{display:block;font-family:var(--mono);font-size:.56rem;letter-spacing:.18em;
    text-transform:uppercase;color:var(--muted-2);margin-top:2px;font-weight:500;}
  .nav-links{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0;}
  .nav-links a{
    font-size:.92rem;font-weight:500;color:var(--muted);padding:.5em .8em;border-radius:8px;
    transition:.18s;position:relative;display:inline-block;
  }
  .nav-links a:hover{color:var(--ink);}
  .nav-links a.active{color:var(--ink);}
  .nav-links a.active::after{
    content:"";position:absolute;left:.8em;right:.8em;bottom:.18em;height:2px;
    background:var(--brass);border-radius:2px;
  }
  .nav-cta{display:flex;align-items:center;gap:10px;}
  .menu-toggle{display:none;background:none;border:1px solid var(--line-2);border-radius:9px;
    width:42px;height:42px;align-items:center;justify-content:center;color:var(--ink);}
  .menu-toggle svg{width:20px;height:20px;}

  /* ============================================================
     PAGE ROUTING
     ============================================================ */
  .page{display:none;}
  .page.active{display:block;animation:pageIn .5s ease both;}
  @keyframes pageIn{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:none;}}

  /* reveal-on-scroll */
  .reveal{opacity:0;transform:translateY(22px);
    transition:opacity .7s cubic-bezier(.22,.61,.36,1),transform .7s cubic-bezier(.22,.61,.36,1);
    transition-delay:calc(var(--d,0) * 90ms);}
  .reveal.in{opacity:1;transform:none;}

  /* ============================================================
     HERO
     ============================================================ */
  /* light, architectural hero canvas */
  .hero{background:var(--paper);color:var(--text);position:relative;overflow:hidden;}
  /* soft layered glow — a quiet aurora that gives the canvas depth */
  .hero::before{
    content:"";position:absolute;inset:0;pointer-events:none;
    background:
      radial-gradient(circle at var(--mx) var(--my),rgba(21,104,60,.13),transparent 56%),
      radial-gradient(780px 780px at 88% 20%,rgba(29,99,184,.08),transparent 70%),
      radial-gradient(640px 640px at 4% 98%,rgba(21,104,60,.07),transparent 66%);
  }
  /* fine film-grain — tactile texture instead of a grid */
  .hero::after{
    content:"";position:absolute;inset:0;pointer-events:none;opacity:.38;mix-blend-mode:multiply;
    background-image:var(--grain);background-size:200px 200px;
  }
  /* concentric outline rings on the right — depth without imagery */
  .hero-ring{position:absolute;right:-220px;top:50%;transform:translateY(-50%);border:1px solid var(--line-2);border-radius:50%;pointer-events:none;}
  .hero-ring.r1{width:620px;height:620px;opacity:.7;}
  .hero-ring.r2{right:-90px;width:400px;height:400px;opacity:.45;}
  .hero-inner{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;
    padding:112px 0 120px;}
  .hero h1{font-size:clamp(2.7rem,5.6vw,4.4rem);color:var(--ink);letter-spacing:-.02em;line-height:1.06;}
  .hero h1 em{font-style:italic;color:var(--brass);}
  .hero .lead{color:var(--muted);margin-top:1.4rem;max-width:46ch;font-size:1.18rem;}
  .hero-actions{display:flex;gap:14px;margin-top:2.2rem;flex-wrap:wrap;}
  .hero-note{margin-top:1.7rem;font-size:.84rem;color:var(--muted-2);display:flex;align-items:center;gap:.5rem;}
  .hero-note svg{width:15px;height:15px;flex:0 0 auto;color:var(--brass);}

  /* ── SEBI credential — a single engraved navy "certificate" anchoring the light
       hero. Deep, quiet stock; a fine inset rule (the certificate double-border);
       an embossed seal, not a sticker. ── */
  .credential{
    --cred-edge:rgba(173,196,240,.16);
    background:linear-gradient(158deg,#0c1b3e 0%,#122456 52%,#16295f 100%);
    border:1px solid rgba(255,255,255,.09);
    border-radius:12px;padding:38px 36px;position:relative;overflow:hidden;
    box-shadow:var(--elev-2),inset 0 1px 0 rgba(255,255,255,.05);
  }
  /* engraved guilloché — faint concentric arcs in the corner, like security stock */
  .credential::before{
    content:"";position:absolute;right:-140px;top:-140px;width:340px;height:340px;
    border-radius:50%;pointer-events:none;opacity:.5;
    background:
      radial-gradient(circle,transparent 56%,rgba(86,184,132,.07) 56.5%,transparent 58%),
      radial-gradient(circle,transparent 64%,rgba(173,196,240,.06) 64.5%,transparent 66%),
      radial-gradient(circle,transparent 72%,rgba(86,184,132,.05) 72.5%,transparent 74%);
  }
  /* fine film-grain for tactile paper feel */
  .credential::after{
    content:"";position:absolute;inset:0;opacity:.10;pointer-events:none;mix-blend-mode:screen;
    background-image:var(--grain);background-size:150px 150px;
  }
  .credential>*{position:relative;z-index:1;}
  /* the inset double-rule frame that says "certificate" */
  .cred-frame{
    position:absolute;inset:13px;border:1px solid var(--cred-edge);border-radius:7px;
    pointer-events:none;z-index:1;
    box-shadow:inset 0 0 0 1px rgba(8,18,42,.5);
  }
  .cred-top{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;}
  /* embossed seal — concentric hairline rings, a milled edge, a fine verification tick */
  .cred-seal{width:56px;height:56px;flex:0 0 auto;filter:drop-shadow(0 1px 1px rgba(8,18,42,.6));}
  .cred-seal svg{width:100%;height:100%;display:block;}
  .cred-label{font-family:var(--mono);font-size:.62rem;letter-spacing:.24em;text-transform:uppercase;color:var(--brass-soft);}
  .cred-title{font-family:var(--display);color:#fff;font-size:1.4rem;margin:.3rem 0 0;letter-spacing:-.01em;}
  .cred-rows{margin-top:24px;border-top:1px solid rgba(255,255,255,.10);padding-top:19px;display:grid;gap:14px;}
  .cred-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;}
  .cred-row dt{font-size:.76rem;color:var(--sage);letter-spacing:.01em;}
  .cred-row dd{margin:0;font-family:var(--mono);font-size:.85rem;color:#fff;text-align:right;letter-spacing:.02em;}
  .cred-foot{margin-top:21px;padding-top:16px;border-top:1px solid rgba(255,255,255,.07);font-size:.68rem;color:#8693b4;line-height:1.55;}

  /* ============================================================
     MARQUEE / TRUST STRIP
     ============================================================ */
  .trust-strip{background:var(--ink);color:var(--paper-dark-text);position:relative;}
  .trust-strip::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--brass-soft);}
  .trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-dark);}
  .trust-cell{background:var(--ink);padding:32px 26px;}
  .trust-cell .k{font-family:var(--display);font-size:2rem;color:#fff;letter-spacing:-.01em;}
  .trust-cell .v{font-size:.84rem;color:var(--sage);margin-top:.35rem;line-height:1.45;}

  /* ============================================================
     SERVICE CARDS
     ============================================================ */
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;}
  .card{
    background:var(--bone);border:1px solid var(--border);border-radius:var(--r);padding:36px 32px;position:relative;
    transition:transform var(--dur) var(--ease),box-shadow var(--dur) var(--ease),border-color var(--dur) var(--ease);
  }
  .card:hover{transform:translateY(-4px);box-shadow:var(--elev-2);border-color:var(--border-2);}
  .card .num{font-family:var(--mono);font-size:.7rem;color:var(--muted-2);letter-spacing:.18em;}
  .card h3{font-size:1.32rem;margin:.55rem 0 .6rem;color:var(--ink);letter-spacing:-.01em;}
  .card p{font-size:.95rem;color:var(--muted);margin:0;line-height:1.6;}
  .card-ico{width:27px;height:27px;color:var(--muted);margin-bottom:16px;transition:color var(--dur) var(--ease);}
  .card:hover .card-ico{color:var(--brass);}
  .card-ico svg{width:100%;height:100%;}

  /* ── BENTO — asymmetric services grid with a navy feature tile ── */
  .bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:minmax(0,1fr);gap:14px;}
  .bento-card{
    position:relative;display:flex;flex-direction:column;justify-content:space-between;overflow:hidden;
    background:var(--bone);border:1px solid var(--border);border-radius:var(--r);padding:30px;
    transition:transform var(--dur) var(--ease),box-shadow var(--dur) var(--ease),border-color var(--dur) var(--ease);
  }
  .bento-card:hover{transform:translateY(-4px);box-shadow:var(--elev-2);border-color:var(--border-2);}
  .bento-card .reveal-rule{position:absolute;top:0;left:0;height:2px;width:0;background:var(--brass);transition:width .5s var(--ease);z-index:2;}
  .bento-card:hover .reveal-rule{width:100%;}
  .bento-ico{width:30px;height:30px;color:var(--brass);margin-bottom:18px;}
  .bento-ico svg{width:100%;height:100%;}
  .bento-eyebrow{font-family:var(--mono);font-size:.64rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--brass);margin:0 0 .7rem;}
  .bento-card h3{font-family:var(--display);font-size:1.18rem;color:var(--ink);margin:0 0 .5rem;line-height:1.22;}
  .bento-card p{font-size:.9rem;color:var(--muted);margin:0;line-height:1.55;}
  .bento-more{display:inline-flex;align-items:center;gap:.4rem;margin-top:20px;font-family:var(--body);font-size:.72rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--brass);transition:gap var(--dur) var(--ease);}
  .bento-card:hover .bento-more{gap:.7rem;}
  .bento-card.col2{grid-column:span 2;}
  .bento-card.row2{grid-row:span 2;}
  /* feature tile — the rich navy "document" */
  .bento-card.feature{background:var(--navy-wash);border-color:rgba(255,255,255,.10);}
  .bento-card.feature::after{content:"";position:absolute;inset:0;opacity:.16;pointer-events:none;mix-blend-mode:screen;
    background-image:var(--grain);background-size:180px 180px;}
  .bento-card.feature>*{position:relative;z-index:1;}
  .bento-card.feature .bento-ico,.bento-card.feature .bento-eyebrow,.bento-card.feature .bento-more{color:var(--brass-soft);}
  .bento-card.feature .bento-ico{width:40px;height:40px;}
  .bento-card.feature h3{color:#fff;font-size:clamp(1.7rem,2.6vw,2.1rem);}
  .bento-card.feature p{color:#b7c2dd;font-size:1rem;max-width:42ch;}
  .bento-card.feature .reveal-rule{background:var(--brass-soft);}

  /* ============================================================
     PROCESS
     ============================================================ */
  .process{background:var(--navy-wash);color:var(--paper-dark-text);position:relative;}
  .process::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--brass-soft);}
  .process .section-head h2{color:#fff;}
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line-dark);}
  .step{padding:34px 26px 30px;border-right:1px solid var(--line-dark);position:relative;}
  .step:last-child{border-right:none;}
  /* 6-step variant: 3 across × 2 rows on desktop */
  .steps-6{grid-template-columns:repeat(3,1fr);}
  @media (min-width:981px){
    .steps-6 .step:nth-child(3n){border-right:none;}
    .steps-6 .step:nth-child(-n+3){border-bottom:1px solid var(--line-dark);}
  }
  @media (max-width:980px) and (min-width:621px){
    .steps-6 .step:nth-child(even){border-right:none;}
  }
  .step .n{font-family:var(--mono);font-size:.8rem;color:var(--brass-soft);letter-spacing:.1em;}
  .step h3{font-size:1.22rem;color:#fff;margin:1.2rem 0 .5rem;}
  .step p{font-size:.9rem;color:var(--sage);margin:0;}
  .step::after{content:"";position:absolute;top:0;left:0;width:34px;height:2px;background:var(--brass-soft);}

  /* ============================================================
     SPLIT / WHY
     ============================================================ */
  .split{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start;}
  .feature-list{list-style:none;margin:0;padding:0;display:grid;gap:2px;}
  .feature-list li{padding:24px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:start;}
  .feature-list li:first-child{border-top:1px solid var(--line);}
  .feature-list .fi{width:34px;height:34px;flex:0 0 auto;color:var(--brass);}
  .feature-list h3{font-size:1.18rem;color:var(--ink);margin:0 0 .3rem;}
  .feature-list p{font-size:.94rem;color:var(--muted);margin:0;}

  /* ============================================================
     CTA BAND
     ============================================================ */
  .cta-band{background:var(--navy-wash);color:#fff;border-radius:8px;padding:72px 66px;text-align:center;position:relative;overflow:hidden;border:1px solid rgba(255,255,255,.08);}
  .cta-band::before{content:"";position:absolute;inset:0;opacity:.14;pointer-events:none;mix-blend-mode:screen;
    background-image:var(--grain);background-size:200px 200px;}
  .cta-band h2{font-size:clamp(2rem,4vw,2.9rem);color:#fff;position:relative;}
  .cta-band p{color:#b7c2dd;max-width:54ch;margin:1rem auto 2rem;position:relative;}
  .cta-band .btn-primary{background:#fff;color:var(--ink);border-color:#fff;position:relative;}
  .cta-band .btn-primary::after{background:var(--brass);}
  .cta-band .btn-primary:hover{background:var(--accent-light);border-color:var(--accent-light);box-shadow:none;}
  .cta-band .btn-ghost{color:#fff;border-color:var(--line-dark);position:relative;}
  .cta-band .btn-ghost::after{background:var(--brass-soft);}
  .cta-band .btn-ghost:hover{border-color:rgba(255,255,255,.5);background:rgba(255,255,255,.05);}

  /* ============================================================
     PAGE HEADER (interior pages)
     ============================================================ */
  .page-head{background:var(--navy-wash);color:var(--paper-dark-text);padding:88px 0 76px;position:relative;overflow:hidden;}
  .page-head::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--brass-soft);z-index:1;}
  .page-head::after{content:"";position:absolute;inset:0;opacity:.14;pointer-events:none;mix-blend-mode:screen;
    background-image:var(--grain);background-size:200px 200px;}
  .page-head .wrap{position:relative;}
  .page-head h1{font-size:clamp(2.3rem,5vw,3.6rem);color:#fff;max-width:18ch;}
  .page-head p{color:#b7c2dd;max-width:58ch;margin-top:1.1rem;font-size:1.1rem;}
  .crumb{font-family:var(--mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--sage);margin-bottom:1.2rem;}
  /* in-page jump links under a page header (e.g. Contact → Grievances) */
  .head-jump{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px;}
  .head-jump a{
    font-family:var(--mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:#cdd6ea;
    border:1px solid var(--line-dark);border-radius:999px;padding:.62em 1.15em;transition:.18s ease;
  }
  .head-jump a:hover{border-color:rgba(255,255,255,.45);background:rgba(255,255,255,.05);color:#fff;}
  /* anchored sections clear the sticky header when jumped to */
  .section[id],[id].page-head{scroll-margin-top:90px;}

  /* ============================================================
     CONTENT BLOCKS (about / services detail / legal)
     ============================================================ */
  .prose{max-width:none;}
  .prose h2{font-size:clamp(1.7rem,3.4vw,2.3rem);color:var(--ink);margin:0 0 1rem;}
  .prose h3{font-size:1.3rem;color:var(--ink);margin:2rem 0 .6rem;}
  .prose p{color:var(--muted);max-width:72ch;}
  .prose ul{color:var(--muted);max-width:72ch;padding-left:1.1rem;margin:0 0 1.2rem;}
  .prose li{margin-bottom:.5rem;}

  .detail-block{display:grid;grid-template-columns:.4fr .6fr;gap:48px;padding:54px 0;border-bottom:1px solid var(--line);}
  .detail-block:last-child{border-bottom:none;}
  .detail-block .dnum{font-family:var(--mono);color:var(--brass);font-size:.8rem;letter-spacing:.14em;}
  .detail-block h2{font-size:clamp(1.7rem,3.6vw,2.4rem);margin-top:.8rem;}
  .detail-block .sub{color:var(--muted);margin-top:.8rem;}
  .sub-cards{display:grid;gap:14px;}
  .sub-card{background:var(--bone);border:1px solid var(--line);border-radius:var(--r-sm);padding:22px 24px;}
  .sub-card h4{font-family:var(--display);font-size:1.12rem;color:var(--ink);margin:0 0 .35rem;}
  .sub-card p{font-size:.92rem;color:var(--muted);margin:0;}

  /* definition / data tables */
  .data-table{width:100%;border-collapse:collapse;background:var(--bone);border:1px solid var(--line);border-radius:var(--r-sm);overflow:hidden;}
  .data-table caption{caption-side:top;text-align:left;font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);padding:0 0 .9rem;}
  .data-table th,.data-table td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem;}
  .data-table thead th{background:var(--ink);color:#fff;font-family:var(--mono);font-weight:500;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;}
  .data-table tbody tr:last-child td{border-bottom:none;}
  .data-table td.num{font-family:var(--mono);color:var(--ink);}
  .data-table tbody tr:nth-child(even){background:var(--bone-2);}

  .reg-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-sm);overflow:hidden;}
  .reg-cell{background:var(--bone);padding:22px 24px;}
  .reg-cell dt{font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2);margin-bottom:.45rem;}
  .reg-cell dd{margin:0;font-size:1.02rem;color:var(--ink);font-weight:500;}
  .reg-cell dd.mono{font-family:var(--mono);font-weight:400;}

  /* charter columns */
  .charter-cols{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
  .charter-box{background:var(--bone);border:1px solid var(--line);border-radius:var(--r);padding:28px;}
  .charter-box h3{font-size:1.2rem;color:var(--ink);margin:0 0 .8rem;}
  .charter-box ul{margin:0;padding-left:1.1rem;color:var(--muted);font-size:.95rem;}
  .charter-box li{margin-bottom:.5rem;}
  .dos-donts{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
  .dd-col{border-radius:var(--r);padding:24px;border:1px solid var(--line);}
  .dd-col.dos{background:rgba(31,145,82,.09);}
  .dd-col.donts{background:rgba(185,87,46,.08);}
  .dd-col h4{font-family:var(--mono);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 .9rem;}
  .dd-col.dos h4{color:#15703f;}
  .dd-col.donts h4{color:var(--warn);}
  .dd-col ul{margin:0;padding-left:1.1rem;color:var(--muted);font-size:.92rem;}
  .dd-col li{margin-bottom:.45rem;}

  /* pricing */
  .price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;align-items:stretch;}
  .price-card{background:var(--bone);border:1px solid var(--line);border-radius:var(--r);padding:36px 32px;display:flex;flex-direction:column;transition:border-color .35s ease;}
  .price-card.featured{background:var(--ink);color:var(--paper-dark-text);border-color:var(--ink);}
  .price-card .tier{font-family:var(--mono);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);}
  .price-card.featured .tier{color:var(--brass-soft);}
  .price-card h3{font-size:1.55rem;color:var(--ink);margin:.5rem 0 .2rem;}
  .price-card.featured h3{color:#fff;}
  .price-card .amt{font-family:var(--display);font-size:2.4rem;color:var(--ink);margin:1rem 0 .2rem;}
  .price-card.featured .amt{color:#fff;}
  .price-card .amt span{font-family:var(--body);font-size:.9rem;color:var(--muted);}
  .price-card.featured .amt span{color:var(--sage);}
  .price-card .desc{font-size:.94rem;color:var(--muted);min-height:46px;}
  .price-card.featured .desc{color:#b7c2dd;}
  .price-card ul{list-style:none;margin:18px 0 22px;padding:18px 0 0;border-top:1px solid var(--line);display:grid;gap:11px;flex:1;}
  .price-card.featured ul{border-top-color:var(--line-dark);}
  .price-card li{font-size:.92rem;display:grid;grid-template-columns:auto 1fr;gap:10px;color:var(--muted);}
  .price-card.featured li{color:#c4cee3;}
  .price-card li svg{width:16px;height:16px;color:var(--brass);margin-top:3px;}
  .price-card.featured li svg{color:var(--brass-soft);}
  .badge{position:absolute;}
  .price-card{position:relative;}
  .ribbon{position:absolute;top:18px;right:18px;font-family:var(--mono);font-size:.62rem;letter-spacing:.12em;text-transform:uppercase;background:var(--brass);color:#fff;padding:.35em .7em;border-radius:999px;}

  /* contact */
  .contact-grid{display:grid;grid-template-columns:1fr .9fr;gap:54px;align-items:start;}
  .field{margin-bottom:18px;}
  .field label{display:block;font-size:.82rem;font-weight:600;color:var(--ink);margin-bottom:.4rem;letter-spacing:.01em;}
  .field input,.field select,.field textarea{
    width:100%;font-family:inherit;font-size:.96rem;padding:.85em 1em;border:1px solid var(--line-2);
    border-radius:var(--r-sm);background:var(--bone);color:var(--text);transition:.18s;
  }
  .field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brass);box-shadow:0 0 0 3px rgba(31,145,82,.18);}
  .field textarea{min-height:130px;resize:vertical;}
  .form-note{font-size:.78rem;color:var(--muted-2);margin-top:.5rem;}
  .form-success{background:rgba(31,145,82,.10);border:1px solid rgba(31,145,82,.38);border-radius:var(--r-sm);padding:16px 20px;color:#15703f;font-size:.92rem;margin-top:14px;display:none;}
  .form-success.show{display:block;}
  .contact-info{background:var(--ink);color:var(--paper-dark-text);border-radius:var(--r);padding:34px;}
  .contact-info h3{color:#fff;font-size:1.35rem;margin:0 0 .4rem;}
  .info-row{padding:18px 0;border-bottom:1px solid var(--line-dark);}
  .info-row:last-child{border-bottom:none;}
  .info-row .l{font-family:var(--mono);font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--sage);margin-bottom:.35rem;}
  .info-row .d{color:#fff;font-size:.98rem;}

  /* callout / disclaimer note */
  .note{
    background:var(--bone);border:1px solid var(--line);border-left:3px solid var(--brass);
    border-radius:0 var(--r-sm) var(--r-sm) 0;padding:20px 24px;font-size:.92rem;color:var(--muted);
  }
  .note strong{color:var(--ink);}
  .note.on-dark{background:rgba(255,255,255,.04);border-color:var(--line-dark);border-left-color:var(--brass-soft);color:#c4cee3;}
  .note.on-dark strong{color:#fff;}

  /* ============================================================
     FOOTER
     ============================================================ */
  .site-footer{background:var(--ink);color:var(--paper-dark-text);padding:70px 0 0;}
  .foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding-bottom:48px;border-bottom:1px solid var(--line-dark);}
  .foot-brand .brand{color:#fff;}
  .foot-brand .mark{background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.4),0 0 0 1px rgba(255,255,255,.12);}
  .foot-status{font-family:var(--mono);font-size:.74rem;color:var(--brass-soft);letter-spacing:.06em;margin:18px 0 6px;}
  .foot-reg{font-family:var(--mono);font-size:.78rem;color:var(--sage);}
  .foot-addr{font-size:.88rem;color:var(--sage);line-height:1.7;margin-top:16px;}
  .foot-col h4{font-family:var(--mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted-2);margin:0 0 1.1rem;}
  .foot-col ul{list-style:none;margin:0;padding:0;display:grid;gap:11px;}
  .foot-col a{font-size:.92rem;color:var(--sage);transition:.18s;}
  .foot-col a:hover{color:#fff;}
  .foot-disclaimer{padding:30px 0;border-bottom:1px solid var(--line-dark);font-size:.78rem;color:var(--muted-2);line-height:1.7;}
  .foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:26px 0;flex-wrap:wrap;}
  .foot-bottom p{margin:0;font-size:.8rem;color:var(--muted-2);}
  .scores-pill{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--mono);font-size:.7rem;letter-spacing:.08em;color:var(--brass-soft);border:1px solid var(--line-dark);padding:.5em .9em;border-radius:999px;}

  /* ============================================================
     MOBILE MENU
     ============================================================ */
  .mobile-menu{position:fixed;inset:0;z-index:80;background:var(--ink);display:none;flex-direction:column;padding:24px 28px;}
  .mobile-menu.open{display:flex;animation:pageIn .3s ease;}
  .mm-top{display:flex;justify-content:space-between;align-items:center;height:74px;}
  .mm-top .brand{color:#fff;}
  .mm-top .mark{background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.4),0 0 0 1px rgba(255,255,255,.12);}
  .mm-close{background:none;border:1px solid var(--line-dark);border-radius:9px;width:42px;height:42px;color:#fff;display:grid;place-items:center;}
  .mm-links{display:flex;flex-direction:column;gap:4px;margin-top:30px;}
  .mm-links a{font-family:var(--display);font-size:1.7rem;color:#c4cee3;padding:.45em 0;border-bottom:1px solid var(--line-dark);}
  .mm-links a.active{color:var(--brass-soft);}
  .mm-cta{margin-top:auto;padding-top:24px;}
  .mm-cta .btn{width:100%;justify-content:center;}

  /* ============================================================
     RESPONSIVE
     ============================================================ */
  @media (max-width:980px){
    .hero-inner{grid-template-columns:1fr;gap:42px;padding:72px 0 80px;}
    .credential{max-width:420px;}
    .split{grid-template-columns:1fr;gap:36px;}
    .cards{grid-template-columns:repeat(2,1fr);}
    .hero-ring{display:none;}
    .bento{grid-template-columns:repeat(2,1fr);grid-auto-rows:auto;}
    .bento-card.col2,.bento-card.feature{grid-column:span 2;}
    .bento-card.row2{grid-row:span 1;}
    .steps{grid-template-columns:repeat(2,1fr);}
    .step:nth-child(2){border-right:none;}
    .step{border-bottom:1px solid var(--line-dark);}
    .trust-grid{grid-template-columns:repeat(2,1fr);}
    .price-grid{grid-template-columns:1fr;max-width:480px;margin:0 auto;}
    .contact-grid{grid-template-columns:1fr;gap:36px;}
    .detail-block{grid-template-columns:1fr;gap:24px;}
    .charter-cols,.dos-donts{grid-template-columns:1fr;}
    .reg-grid{grid-template-columns:1fr;}
    .foot-top{grid-template-columns:1fr;gap:34px;}
    .section{padding:78px 0;}
  }
  @media (max-width:620px){
    body{font-size:16px;}
    .wrap{padding:0 20px;}
    .nav-links,.nav-cta .btn{display:none;}
    .menu-toggle{display:flex;}
    .cards{grid-template-columns:1fr;}
    .bento{grid-template-columns:1fr;}
    .bento-card.col2,.bento-card.feature,.bento-card.row2{grid-column:span 1;grid-row:span 1;}
    .steps{grid-template-columns:1fr;}
    .step{border-right:none;border-bottom:1px solid var(--line-dark);}
    .trust-grid{grid-template-columns:1fr;}
    .cta-band{padding:40px 26px;}
    .hero-actions .btn,.cta-band .btn{flex:1;justify-content:center;}
    .contact-info,.charter-box,.card,.price-card{padding-left:22px;padding-right:22px;}
  }

  /* ============================================================
     MOTION & ANIMATION LAYER
     ============================================================ */
  /* scroll progress bar */
  .scroll-progress{position:fixed;top:0;left:0;height:3px;width:100%;transform:scaleX(0);transform-origin:0 50%;
    background:linear-gradient(90deg,var(--brass),var(--brass-soft));z-index:100;will-change:transform;}

  /* reveal direction variants + stagger (delay set inline via JS) */
  .reveal-left{transform:translate(-30px,0);}
  .reveal-right{transform:translate(30px,0);}
  .reveal-scale{transform:scale(.94);}
  .reveal-left.in,.reveal-right.in,.reveal-scale.in{transform:none;}

  /* animated brass underline that draws under section headings */
  .section-head h2,.page-head h1{position:relative;}
  .section-head h2::after{content:"";position:absolute;left:0;bottom:-14px;height:2px;width:0;
    background:var(--brass);transition:width .9s cubic-bezier(.22,.61,.36,1) .25s;}
  .section-head.center h2::after{left:50%;transform:translateX(-50%);}
  .reveal.in .section-head h2::after,.section-head.in h2::after,.in.section-head h2::after{width:56px;}
  /* heading lives inside .section-head which itself is .reveal */
  .reveal.in h2::after{width:56px;}

  /* eyebrow tick grows on reveal */
  .reveal .eyebrow::before{width:0;transition:width .6s ease .2s;}
  .reveal.in .eyebrow::before{width:26px;}

  /* hero gradient drifts with pointer (vars set by JS) */
  .hero{--mx:88%;--my:-10%;}
  .hero::before{transition:background-position .4s ease;}

  /* ambient slow drift on the hero glow */
  @keyframes glowDrift{0%,100%{opacity:.85;}50%{opacity:1;}}
  .hero::before{animation:glowDrift 9s ease-in-out infinite;}

  /* credential card sits still — it reads as a document/seal, not a toy */

  /* scroll cue at base of hero */
  .scroll-cue{position:absolute;left:50%;bottom:22px;transform:translateX(-50%);display:flex;flex-direction:column;
    align-items:center;gap:6px;color:var(--muted-2);font-family:var(--mono);font-size:.6rem;letter-spacing:.18em;
    text-transform:uppercase;opacity:.8;}
  .scroll-cue svg{width:18px;height:18px;animation:bob 1.8s ease-in-out infinite;}
  @keyframes bob{0%,100%{transform:translateY(0);}50%{transform:translateY(6px);}}

  /* cards stay still — refinement comes from the hairline + tint on hover, not motion */

  /* primary button: quiet, premium hover — no gimmick sweep */
  .btn-primary{position:relative;}

  /* process step accent bar grows when revealed */
  .step::after{width:0;transition:width .7s cubic-bezier(.22,.61,.36,1) .15s;}
  .step.reveal.in::after,.reveal.in .step::after{width:34px;}

  /* nav underline animates in */
  .nav-links a::after{content:"";position:absolute;left:.8em;right:.8em;bottom:.18em;height:2px;
    background:var(--brass);border-radius:2px;transform:scaleX(0);transform-origin:0 50%;
    transition:transform .25s ease;}
  .nav-links a:hover::after{transform:scaleX(.5);opacity:.5;}
  .nav-links a.active::after{transform:scaleX(1);opacity:1;}

  /* price cards: quiet hover, no lift */
  .price-card:hover{border-color:var(--line-2);}

  /* count-up numbers keep mono alignment */
  .trust-cell .k [data-count]{font-variant-numeric:tabular-nums;}

  /* mobile menu links cascade in */
  .mobile-menu.open .mm-links a{opacity:0;transform:translateX(-14px);animation:mmIn .4s ease forwards;}
  .mobile-menu.open .mm-links a:nth-child(1){animation-delay:.06s;}
  .mobile-menu.open .mm-links a:nth-child(2){animation-delay:.12s;}
  .mobile-menu.open .mm-links a:nth-child(3){animation-delay:.18s;}
  .mobile-menu.open .mm-links a:nth-child(4){animation-delay:.24s;}
  .mobile-menu.open .mm-links a:nth-child(5){animation-delay:.30s;}
  .mobile-menu.open .mm-links a:nth-child(6){animation-delay:.36s;}
  @keyframes mmIn{to{opacity:1;transform:none;}}

  /* CTA band grid texture stays still */

  @media (prefers-reduced-motion:reduce){
    *{animation:none!important;transition:none!important;scroll-behavior:auto!important;}
    .reveal{opacity:1;transform:none;}
  }
  /* ============================================================
     GRIEVANCE DESK
     ============================================================ */
  .grv-tools{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:start;}
  .tool-card{background:var(--bone);border:1px solid var(--line);border-radius:var(--r);padding:32px;}
  .tool-card h3{font-size:1.35rem;color:var(--ink);margin:0 0 .35rem;}
  .tool-card .tc-sub{font-size:.92rem;color:var(--muted);margin:0 0 20px;}
  .ticket-badge{font-family:var(--mono);font-size:1.05rem;letter-spacing:.06em;color:var(--ink);
    background:rgba(31,145,82,.10);border:1px dashed var(--brass);padding:.5em .85em;border-radius:8px;display:inline-block;}
  .linkish{background:none;border:none;color:var(--brass);font-family:var(--mono);font-size:.82rem;
    cursor:pointer;text-decoration:underline;padding:0;}
  .result{display:none;margin-top:18px;border-top:1px solid var(--line);padding-top:18px;}
  .result.show{display:block;animation:pageIn .4s ease;}
  .result.notfound p{color:var(--brass);font-size:.92rem;}
  /* status stepper */
  .stepper{display:flex;align-items:flex-start;gap:0;}
  .stp{flex:1;text-align:center;position:relative;font-size:.72rem;color:var(--muted-2);
    font-family:var(--mono);letter-spacing:.05em;text-transform:uppercase;}
  .stp .dot{width:18px;height:18px;border-radius:50%;border:2px solid var(--line-2);background:var(--bone);
    margin:0 auto 9px;position:relative;z-index:1;transition:.3s ease;}
  .stp::before{content:"";position:absolute;top:8px;left:-50%;width:100%;height:2px;background:var(--line-2);z-index:0;transition:.4s ease;}
  .stp:first-child::before{display:none;}
  .stp.done{color:var(--ink);}
  .stp.done .dot{border-color:var(--brass);background:var(--brass);}
  .stp.done::before{background:var(--brass);}
  .stp.current .dot{border-color:var(--brass);box-shadow:0 0 0 4px rgba(31,145,82,.18);}
  .meta-row{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-bottom:1px solid var(--line);font-size:.9rem;}
  .meta-row:last-child{border-bottom:none;}
  .meta-row .l{color:var(--muted);}
  .meta-row .v{font-family:var(--mono);color:var(--ink);text-align:right;}
  @media (max-width:760px){ .grv-tools{grid-template-columns:1fr;} }

  :focus-visible{outline:2px solid var(--brass);outline-offset:2px;border-radius:4px;}

  /* ============================================================
     FORM STATES (error / loading) — success styles above
     ============================================================ */
  .form-error{
    background:rgba(185,87,46,.09);border:1px solid rgba(185,87,46,.45);
    border-radius:var(--r-sm);padding:16px 20px;color:var(--warn);font-size:.92rem;
    margin-top:14px;display:none;
  }
  .form-error.show{display:block;}
  .btn:disabled{opacity:.6;cursor:default;pointer-events:none;}
  .btn:disabled .arr{display:none;}
  .field-err{color:var(--warn);font-size:.78rem;margin:.4rem 0 0;font-weight:500;}

  /* two-up cards (e.g. Compliance Officer + Escalation matrix) */
  .officer-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:stretch;}
  @media (max-width:760px){ .officer-grid{grid-template-columns:1fr;} }

  /* keep the footer distinct when it follows a dark section */
  .site-footer{border-top:1px solid var(--line-dark);}

  /* clickable contact details (mailto / WhatsApp / external sites) */
  .lnk{color:inherit;text-decoration:none;border-bottom:1px solid transparent;transition:border-color .15s ease;}
  .lnk:hover{border-bottom-color:currentColor;}

  /* article cards (Resources) */
  a.card{display:flex;flex-direction:column;}
  a.card h3{transition:color .18s ease;}
  a.card:hover h3{color:var(--brass);}
  .card-meta{font-family:var(--mono);font-size:.72rem;color:var(--muted-2);letter-spacing:.04em;margin:auto 0 0;padding-top:16px;}

  /* nav: collapse to the hamburger before 7 links + CTA can overflow */
  .brand{flex-shrink:0;}
  @media (max-width:1024px){
    .nav-links{display:none;}
    .nav-cta .btn{display:none;}
    .menu-toggle{display:flex;}
  }

  /* Resources filters */
  .res-controls{display:flex;flex-direction:column;gap:18px;margin-bottom:32px;}
  .filter-chips{display:flex;flex-wrap:wrap;gap:8px;}
  .chip{font-family:var(--body);font-size:.85rem;font-weight:500;color:var(--muted);background:var(--bone);border:1px solid var(--line-2);padding:.5em 1em;border-radius:999px;transition:.18s ease;}
  .chip:hover{border-color:var(--ink);color:var(--ink);}
  .chip.is-active{background:var(--ink);color:#fff;border-color:var(--ink);}
  .res-sorts{display:flex;gap:14px;flex-wrap:wrap;align-self:flex-end;}
  .res-sorts label{display:flex;flex-direction:column;gap:.4rem;font-family:var(--mono);font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2);}
  .res-sorts select{
    -webkit-appearance:none;-moz-appearance:none;appearance:none;
    font-family:var(--body);font-size:.88rem;font-weight:500;color:var(--ink);line-height:1;
    padding:.62em 2.4em .62em 1.05em;border:1px solid var(--line-2);border-radius:999px;
    background-color:var(--bone);
    background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23566460' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
    background-repeat:no-repeat;background-position:right .95em center;background-size:13px;cursor:pointer;transition:border-color .18s ease;
  }
  .res-sorts select:hover{border-color:var(--ink);}
  .res-sorts select:focus{outline:none;border-color:var(--brass);box-shadow:0 0 0 3px rgba(31,145,82,.18);}
  .res-empty{display:none;color:var(--muted);padding:28px 0;font-size:1.02rem;}

  /* pagination */
  .res-pager{display:flex;flex-wrap:wrap;gap:6px;justify-content:center;align-items:center;margin-top:44px;}
  .res-pager button{font-family:var(--body);font-size:.9rem;font-weight:500;min-width:40px;padding:.5em .7em;border:1px solid var(--line-2);border-radius:9px;background:var(--bone);color:var(--muted);cursor:pointer;transition:.15s ease;}
  .res-pager button:hover:not(:disabled):not(.is-current){border-color:var(--ink);color:var(--ink);}
  .res-pager button.is-current{background:var(--ink);color:#fff;border-color:var(--ink);cursor:default;}
  .res-pager button:disabled{opacity:.4;cursor:default;}
  .res-pager .ellipsis{color:var(--muted-2);padding:0 4px;}

  @media (max-width:620px){ .res-sorts{align-self:stretch;justify-content:space-between;} }

  /* ============================================================
     CALCULATORS
     ============================================================ */
  /* calculator toggle — ONE connected segmented control, centred, with a navy
     indicator that slides behind the active tab (premium; not separate buttons) */
  .calc-switch{
    display:flex;position:relative;width:fit-content;max-width:100%;margin:10px auto 48px;
    padding:6px;gap:0;border:1px solid var(--border);background:var(--bone-2);
    border-radius:999px;box-shadow:var(--elev-2);
    overflow-x:auto;scrollbar-width:none;-webkit-overflow-scrolling:touch;
  }
  .calc-switch::-webkit-scrollbar{display:none;}
  .calc-tab{
    position:relative;z-index:1;flex:0 0 auto;white-space:nowrap;border:0;background:transparent;
    font-family:var(--body);font-weight:600;font-size:.96rem;letter-spacing:.01em;color:var(--muted);
    padding:.92em 1.75em;border-radius:999px;cursor:pointer;transition:color var(--dur) var(--ease);
  }
  .calc-tab:hover{color:var(--ink);}
  .calc-tab.is-active{color:var(--ink);}                 /* readable fallback before JS */
  .calc-switch.ready .calc-tab.is-active{color:#fff;}    /* white once the indicator is placed */
  .calc-tab:focus-visible{outline:2px solid var(--brass);outline-offset:2px;}
  .calc-tab-ind{
    position:absolute;z-index:0;top:6px;bottom:6px;left:0;width:0;
    background:var(--ink);border-radius:999px;box-shadow:0 4px 16px -4px rgba(15,33,80,.55);
    transition:left var(--dur) var(--ease),width var(--dur) var(--ease);
  }
  .calc-switch:not(.ready) .calc-tab-ind{opacity:0;}
  /* the calculators that are switched out are removed from the flow */
  .calc[hidden]{display:none;}
  .calc-row[hidden]{display:none;}
  /* gentle fade as a calculator takes the shared space */
  .calc{animation:calcIn .34s var(--ease) both;}
  @keyframes calcIn{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:none;}}

  .calc{background:var(--bone);border:1px solid var(--border);border-radius:var(--r);padding:38px;margin-bottom:28px;}
  .calc-head{margin-bottom:30px;}
  .calc-head h2{font-size:clamp(1.5rem,3vw,2rem);color:var(--ink);margin:.35rem 0 .55rem;}
  .calc-sub{color:var(--muted);font-size:.96rem;max-width:62ch;margin:0;}
  .calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:start;}
  .calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;margin:0;}
  .calc-inputs .field{margin-bottom:16px;}
  .calc-field-3{grid-column:1 / -1;}
  .field label .opt{font-family:var(--mono);font-weight:400;font-size:.66rem;letter-spacing:.06em;
    text-transform:uppercase;color:var(--muted-2);margin-left:.4rem;}
  .calc-trio{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;}
  .calc-trio span{display:flex;flex-direction:column;gap:.4rem;}
  .calc-trio small{font-family:var(--mono);font-size:.6rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2);}
  .calc-trio input{padding:.7em .75em;}

  .calc-result{background:var(--bone-2);border:1px solid var(--border);border-radius:var(--r-sm);padding:30px;position:sticky;top:96px;}
  .calc-result-label{font-family:var(--mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin:0 0 .5rem;}
  .calc-figure{font-family:var(--display);font-size:clamp(2.1rem,5vw,2.9rem);color:var(--ink);line-height:1.04;margin:0 0 8px;}
  .calc-figure::after{content:"";display:block;width:46px;height:2px;background:var(--brass);margin-top:16px;}
  .calc-rows{margin:20px 0 0;border-top:1px solid var(--line);padding-top:16px;display:grid;gap:12px;}
  .calc-row{display:flex;justify-content:space-between;gap:16px;align-items:baseline;}
  .calc-row dt{font-size:.88rem;color:var(--muted);}
  .calc-row dd{margin:0;font-family:var(--mono);font-size:.96rem;color:var(--ink);text-align:right;}
  .calc-foot{font-size:.74rem;color:var(--muted-2);margin:16px 0 0;line-height:1.5;}
  .calc-table{margin-bottom:18px;}
  .calc-table caption{caption-side:top;}

  @media (max-width:860px){
    .calc{padding:28px;}
    .calc-grid{grid-template-columns:1fr;gap:28px;}
    .calc-result{position:static;}
  }
  @media (max-width:760px){
    .calc-tab{padding:.82em 1.2em;font-size:.86rem;}
  }
  @media (max-width:480px){
    .calc-inputs{grid-template-columns:1fr;}
  }
.form-trap {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
  clip: rect(0 0 0 0) !important;
  clip-path: inset(50%) !important;
  white-space: nowrap !important;
}